Di Cicco & Associates

Di Cicco & Associates is Florida state certified and on the FHA Roster of approved residential appraisers. If you have an FHA-insured loan, be sure to hire Di Cicco & Associates, as we are approved and certified to handle FHA appraisal reports. We're trained and understand the rules and procedures in FHA's guidance and policy documents.

Be sure to contact Di Cicco & Associates if you need an appraisal done for an FHA-secured loan.

If your home loan is FHA insured, that means that the loan has been guaranteed by the Federal Housing Administration, which is underneath the United States Department of Housing and Urban Development (HUD). The lending company takes care of all the money in the loan; the FHA simply secures the transaction by providing mortgage insurance in case the borrower defaults on his or her loan. Accessible to all consumers, FHA loan programs are built to assist credit-worthy low-income and moderate-income families who do not have the qualifications for conventional loans.

The rates on FHA loans are generally market rates, while down payment requirements are lower than for conventional loans. The loan programs that the Federal Housing Administration offers are excessively useful to buyers with less starting capital.