Attention homeowners: Real estate appraisal services for in Powder Springs and Cobb County
Here are the top 7 reasons Georgia homeowners call on Di Cicco & Associates:
We at Di Cicco & Associates understand the unique needs of a customer seeking appraisal services. Our usual business clients are used to the appraisal process and the standard "products" we deliver to them. As our client, you can expect extra guidance and explanations through the appraisal process to more fully understand what we do and how we document our findings.
For Sale by Owner (FSBO)/Pre-Listing ServicesIt's very hard to be objective about your own home because you most likely have an emotional attachment to it. The professional appraisers at Di Cicco & Associates will tell you what you need to know -- not just what you want to hear. We are objective. In addition to helping you set a realistic price to sell at so your home will attract buyers, a professional appraisal is a crucial negotiating tool once you have an attainable buyer. It's something tangible to show your buyer. It's an independent third party's opinion of your home's value, and not just you saying how much your house is worth. Interested buyers know you have an emotional attachment to your home and will be much more likely to give credibility to an experienced appraiser's value report than yours.
Challenge Cobb County's assessment of your propertyLet's say you live in a region that's going down -- your local tax assessor may have your house overvalued. This means you are going to pay higher taxes than you should be paying. The faster you take care of things like this, the better, since your property assessment may likely go up again in the next period. An appraisal from Di Cicco & Associates is your #1 weapon when challenging your property tax assessment.
PMI Removal AppraisalsPMI stands for Private Mortgage Insurance. A preferred way to save money for homeowners is getting the PMI canceled from their mortgage loan, thus saving them money on their monthly payments. Your monthly payments will go down once your mortgage loan is down below 80% of the value of your house. In most cases you can apply to a lender to have the PMI removed from your loan. At Di Cicco & Associates, we're veterans in helping folks just like you delete unneeded PMI insurance.
Was your HELOC recently frozen?If your property is near a declining area, your lender may just make the decision to automatically freeze your home equity line of credit (HELOC) - even if your specific property has not declined in value. This can be inconvenient from a cash flow point of view, and damaging to your credit score since it may appear as though that credit line is maxed out. A professional appraisal from Di Cicco & Associates can help you reinstate your HELOC.
We Also Provide Field and Desktop Appraisal Review ServicesDo you need a seasoned expert to double-check your appraisal for verity, or do you need a second opinion without the expense and delay of waiting for a whole new appraisal? An appraiser from Di Cicco & Associates can go out and check the subject and comparables in a field review. If you need it in a rush, we'll provide desk review and verify as many facts as we can, using online data sources as well as our own files.
Do you need a retrospective review of an appraisal? Di Cicco & Associates can help you with that. Even though most appraisal reviews are requested by lenders for quality control, homeowners that have reason to believe they've been the victim of mortgage fraud are wise to invest in a second opinion.